Telephone: 01252 326950

Finance at Dover Garage

At Dover Garage (Ash) Ltd whatever the price of the car you’re buying we realise that getting the right finance package that suits your budget is as important as the car you’re buying.

That’s why we work hard to ensure that we have the most competitive and easy to understand finance options available.

If you are interested in applying for finance with us please fill the form in as much detail as possible and we shall contact you to discuss your requirements.

PCP:

HP:

Conditional Sale:

Why Finance Through a Dealership

Our Products

 

Personal Contract Purchase in detail

Personal Contract Purchase is similar to a Personal Motor Loan contract but with additional flexibility since part of the cost is deferred until the end of your contract. Also known as an optional final payment (OFP), it may give you the benefit of lower monthly repayments.

At the start of the contract we’ll set this optional final payment for the car, this will be based upon your chosen term and approximate annual mileage.

You select the deposit you wish to pay and then make monthly repayments based on the outstanding loan balance, less the optional final payment.

Hire Purchase in detail

Hire Purchase agreements are a type of credit where once you have paid the total loan amount, you own the vehicle. During the loan term, the financer owns the vehicle. Once you repay them in full, ownership passes to you. Typically, Hire Purchase agreements have higher monthly payments because you are repaying the total car amount. With a Personal Contract Purchase, you repay only part of that amount.

 

Personal Motor Loan in detail

Trade in your existing car and put this towards your initial deposit, or select the deposit you wish to pay, if any at all, and structure the contract to your requirements. Select a term and make regular monthly repayments to repay the balance, it’s that simple.

As your interest rate is fixed, you have a guaranteed monthly payment, allowing you to budget with confidence.

Once all the monthly repayments have been made, you will own the car. As with all our finance products, there are no arrangement or purchase fees.

Dover Garage (Ash) Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We typically receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.